Mon 11 Jul 2022 - This talk presents the work of the Data and Modelling workstream of the IFoA Mental Health Working Party. We explore data and modelling considerations in the risk assessment and underwriting of mental health conditions. We will also consider how newer risk factors and improved data availability might open up opportunities for additional underwriting and product designs.
The main focus of our talk is on life insurance, but many of the principles discussed are likely to be translatable into other health and protection insurance products. Rather than being a prescriptive recommendation, our aim is for this presentation and our accompanying working party paper to form a basis of discussion for Members of the Profession and other insurance professionals.
Lisa is Head of Hannover Re's global Life & Health Digital Business Accelerator, focused on supporting insurers with embedding innovation and digital solutions into Life and Health insurance. Lisa is a Chartered Actuary Fellow of the 羞羞视频 (IFoA) and is passionate about championing customer-focused innovation across life and health insurance.
She is co-chair of the IFoA鈥檚 Mental Health Working Party and has also presented research for the IFoA on embedding wearable tech and predictive analytics into insurance.
To stay at the forefront of using data science to drive business decision-making, Lisa has also recently completed an MSc in Business Analytics at Imperial College Business School.
Zurich UK
Fraser is Underwriting Quality & Risk Manager at Zurich UK with over 20yrs experience in the protection industry. Fraser is passionate about improving access to insurance and ensuring underwriting outcomes for customers are fair and consistent. He is chair of industry group ASPiiN (Action for Suicide Prevention in Insurance).
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